UnionHub Eliminates the Barriers That Have Kept Employers from Offering Voluntary Benefits

DENVER, Aug. 19, 2025 /PRNewswire/ -- Millions of employers want to offer more than just health insurance, but the complexity of benefits administration has made that nearly impossible.  Companies are trying to do more with less. They are not investing in large HR teams, payroll deduction systems, or benefits expertise. This is why most organizations have avoided voluntary offerings such as disability coverage, medical gap coverage, and life insurance. UnionHub is changing that.

UnionHub's all-in-one platform gives employers a simple and seamless way to provide meaningful protection to their teams without adding administrative burden or financial risk. Whether an employer has 300 team members or 30,000, UnionHub makes it easy to offer benefits that were once out of reach. 

"Most employers were never against offering these benefits. They just didn't have a way to do it without overwhelming their systems and staff," said Edward Haley, Founder of UnionHub. "We designed UnionHub to eliminate every excuse and make the process effortless."
 
UnionHub removes every traditional barrier. Here's how:

• No payroll integrations needed. Premiums are collected via ACH using UnionHub's proprietary Pay Day Deduction system
• No HR lift required. Enrollment is fully self-service, supported by built-in communications and intuitive user experiences, whether enrolling in, reporting on, or administering benefits
• No more compliance confusion. Real-time reporting and automatic data flows handle the regulatory details
• No financial exposure. Employers are not responsible for missed payments or inactive employees
• Automated error handling. Whether invalid ACH details, NSF messages, or processor downtimes, UnionHub automatically flags and resolves issues, meaning employees keep their coverage for when they need it most

UnionHub is the first platform to fully decouple voluntary benefits from employer payroll systems while maintaining payroll cycle deductions. Everything operates with real-time payment reliability, error handling, and compliance reporting. This model makes it possible for employers to offer high-impact benefits without becoming benefit administrators themselves. 

"I've seen firsthand how UnionHub has redefined how our clients manage benefits administration. It handles traditional employer tasks and broker responsibilities with precision. The reconciliation and payment systems alone have saved us countless hours, and the level of accuracy and efficiency is unmatched," said Jeremy Fife, CEO of Stealth Partner Group.

This approach comes at a critical time. With rising economic pressure on workers, growing demand for financial wellness tools, and heightened competition for talent, employers are under pressure to do more with less. Voluntary benefits are increasingly viewed as essential for retention and support, but the delivery mechanisms have remained outdated. UnionHub changes that.

This model is opening access to a vast and underserved market. More than 50 million working adults in the US lack any disability coverage beyond Social Security. Just 52 percent of Americans carry life insurance, and much of that coverage is too limited to provide true financial security for their families. These are not just coverage gaps. They are access gaps. UnionHub is closing them.

As a result, employees gain access to voluntary programs that deliver essential financial protection through income replacement and gap insurance designed to close critical coverage gaps. Carriers reach new markets, and employers finally have a benefits solution that aligns with their operations instead of working against them.

UnionHub is already being used by national associations, union groups, and employers across multiple industries. It is driving adoption, increasing engagement, and modernizing how voluntary benefits are delivered at scale.

To learn more, visit www.unionhub.com

UnionHub is an intelligent, all-in-one platform designed to simplify benefit management for TPAs, brokers, associations, and insurance carriers. By integrating enrollment, communications, compliance, payments, and CRM into a single system, UnionHub eliminates paperwork, reduces manual tasks, and streamlines operations. The platform empowers teams to manage benefits and serve members more efficiently—all from one centralized hub.

SOURCE UnionHub