U.S. and Global Commercial Cards and B2B Payment Services Markets to 2022 - Size & Forecast, Trends & Opportunities, Usage Trends, Network Operators, Specialty B2B Players

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Jan 16, 2020, 14:45 ET

DUBLIN, Jan. 16, 2020 /PRNewswire/ -- The "Commercial Cards and B2B Payment Services: U.S. and Global Markets and Trends, 11th Edition" report has been added to ResearchAndMarkets.com's offering.

Much is afoot in commercial payment cards today. The industry is at a tipping point: While cards continue to provide the backbone, technology is reshaping and broadening their ability to meet customer pain points. Wrapped around them are an increasingly sophisticated array of software solutions and technology platforms that help bridge a gamut of challenges and providing increasingly seamless payment processes that involve not just cards.

Yes, it's a multi-rail world, even for Visa and Mastercard, as industry participants rush to partner, acquire, and strategize to tap the broader global B2B payment opportunity. Meanwhile, to the tune of $2.35 billion in 2018 payment value, commercial card payment value trends suggest continued healthy growth in the U.S. and point to untapped international opportunity.

This report, Commercial Cards and B2B Payment Services Market, provides needed insight into a growing market on the cusp of change. While cards are emphasized in market sizing, the report also includes significant analysis related to ACH and accounts payable automation.

The report presents the size and growth of the market and related key metrics within the broader payment card arena. Included are discussions and analysis of the various card associations or networks, commercial payment card types, trends and factors affecting their growth, and a focused analysis of U.S. commercial card usage demographics and preferences. Major card brands and issuers are profiled.

Specifically, this report:

Provides a global payment card commercial card market size and forecast through 2022, with supporting the analysis of global, U.S. and non-U.S. consumer and commercial credit card and debit card payment value growth during 2014-2018. This includes total and commercial U.S. and non-U.S. credit and debit card payment value share among seven leading payment networks (American Express, Diners Club, Discover, JCB, Mastercard, UnionPay, and Visa).
Places heavy emphasis on technology-forward B2B payments innovation, including new product launches, fintech partnerships and acquisitions, and related growth analysis. Examples include Mastercard B2B Hub, Visa B2B Connect, Ripple, and Bill.com.
Dives into specialty B2B powerhouses WEX and FleetCor, emphasizing virtual card and AP automation strategies and successes. Market sizes for corporate and fleet card programs are included.
Provides stand-alone Visa Europe 2014-2018 payment value, including commercial and consumer credit cards and debit cards.
Includes U.S. ACH total and commercial payments value estimates through 2019, as well as same-day ACH and same-day ACH B2B payments
Dives into American Express small business, middle market, and large/global U.S. and non-U.S. commercial card payment value, including trended analysis of top international markets (total payment value and SME payment value). U.S. and non-U.S. payment value market sizing for OPEN small business payment value is also included.
Provides global and U.S. ACH, cash and check, and payment card value payment value, including B2B payments; and a proprietary estimate for 2014-2018 U.S. B2B payment value by expenditure input.
Provides guidance on U.S. business card usage penetration by card brand, business employment size, and occupation; among business purchase decision markers by type of involvement, card brand, and employment size.
Analyzes the commercial payment strategies of American Express, China UnionPay, JCB, Mastercard, and Visa. This includes analysis of commercial card operations, technology-forward B2B payments initiatives, and U.S. and non-U.S. trends.
Includes China UnionPay consumer and commercial domestic and international credit card and debit card payment value estimates, as well as related metrics.

Key Topics Covered

1. Executive Summary

Report Scope
Executive Summary
Market Size and Forecast
Commercial Card Network Operators: American Express
China UnionPay
JCB
Mastercard
Visa
Specialty B2B Players
U.S. Commercial Card Usage Trends

2. Market Size and Forecast

Global Payments Opportunity
Global Payment Value Reaches $235 trillion
Cash and Check Still a Significant Factor
B2B Payments Contribute 56% of Cash and Check Payment Value
Global Commercial Card Market Size and Forecast
Market Size Scope
Global Consumer and Commercial Payment Card Market Size
Global Consumer and Commercial Payment Card Forecast
Global Payment Card Payment Value by Network
Global Consumer and Commercial Credit and Debit Card Payment Value
U.S. Payments Opportunity
U.S. B2B Payments Market Size and Forecast
U.S. Commercial Card Market Size
U.S. Payment Card Payment Value Trends by Network
Commercial Credit Cards vs. Commercial Debit Cards
Commercial Credit Cards, by Network
Commercial Debit Cards, by Network
U.S. ACH Commercial Payment Market Size
Commercial ACH Payments Value and Volume: 2012-2019
Same-Day ACH
U.S. Commercial Check Usage Trends
Non-U.S. Commercial Card Market Size
Non-U.S. Payment Card Payment Value Trends
Non-U.S. Commercial Credit Cards vs. Debit Cards
Commercial Credit Cards, by Network
Commercial Debit Cards, by Network
Non-U.S. Commercial Card Market Size: Market by Market
Mexico

3. Trends and Opportunities

Cross-Border Payment Network Innovation
The Old Guard: SWIFT
The Upstart: Ripple
The Future of B2B Retailer Payments Is Here
Extended Terms
Amazon Business Prime American Express Card
Line-Item Detail on Commercial Cards
Data Analytics

4. Commercial Card Network Operators

American Express
Overview
American Express Commercial Payments Value Proposition
SME Strategy
Large/Global Business Strategy
Other B2B Solutions
American Express Global Business Travel
Performance Trends
Billed Business by Customer Segment
Credit Card Loan and Charge Card Receivables Analysis
China UnionPay
Still a Monopoly, But Change (Might Be) Coming
Digital-Forward Moves
International Growth Strategies
Business Cards
B2B Cross-Border Commerce
International Expansion
Performance Trends
International Payment Value
JCB
International Growth Initiatives
Performance Trends
Mastercard
Commercial Payment Solutions
Growing a Diverse Suite of Multi-Rail Product Solutions
The Backbone: Commercial Cards
The New Mainstay: Data and Security Solutions
Real-time ACH
Mastercard Send
Mastercard Bill Pay Exchange
Masterpass QR
Mastercard B2B Hub
Mastercard Track
Performance Trends
Geographical Reach
Commercial Card Payment Value Trends
Visa
Commercial Payment Solutions
B2B Opportunities
Visa Direct
Earthport
Visa B2B Connect
Performance Trends
Co-Badging Impact

5. Specialty B2B Players

WEX Inc.
WEX Fleet Solutions
Performance Trends
WEX Travel and Corporate
Performance Trends
FLEETCOR Technologies, Inc.
Fleet Payment Solutions
Corporate Payments
Branching Out
Performance Trends

6. U.S. Commercial Card Usage Trends

Business Credit Card Usage
Business Credit Card Usage Over Time
Employee Business Card Usage by Company Size
Employee Business Card Usage by Fortune 500 Status
Business Purchasers

Companies Mentioned

Amazon
American Express
Bill.com
China UnionPay
Earthport
FLEETCOR Technologies Inc.
JCB
Mastercard
Ripple
SWIFT
Visa
WEX Inc.

For more information about this report visit https://www.researchandmarkets.com/r/3tew1x

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