What To Do After Saying "I Do"

WORCESTER, Mass., June 1, 2015 /PRNewswire/ -- Marriage is a joyous occasion, filled with big plans and the promise for many happy tomorrows. June is traditionally one of the busiest months for weddings and with this in mind, The Hanover Insurance Group, Inc. (NYSE: THG) is offering tips to help newlyweds protect their home and belongings as they begin their married life together.

Before the wedding, The Hanover recommends consulting with a local independent insurance agent, who can provide trusted advice and guidance about the right combination of insurance policies to help protect the assets of the couple.

"In many cases, placing all insurance policies- whether for a home, a car or a boat- with one insurance company can help newlyweds simplify their insurance and may save money through multi-policy discounts," said Richard W. Lavey, president, personal lines and chief marketing officer at The Hanover.

To help make it easier to get the right insurance protection, The Hanover offers a few tips for newlyweds:

Precious jewels
Couples should begin by asking about coverage for engagement rings and wedding bands. A homeowners policy may provide coverage for jewelry up to a certain limit, but often engagement and wedding rings exceed those limits. Your insurance agent can help you obtain additional insurance for these more expensive items, as well as other valuables, including wedding gifts.

Apartment living
If a couple will be starting out in an apartment together, it is a good idea to ask about adding renters insurance, which is affordable and helps to protect belongings from loss or damage. Also, it often provides a layer of liability coverage providing protection if someone is injured on the renters' property and brings a lawsuit against them.

Home sweet home
If a couple is purchasing a new home, or merging households under one roof, it is a good idea to ask an independent agent to review the current homeowners policy, or inquire about adding a new policy, to help make sure it provides comprehensive protection. With the increased value of a joint household's belongings, this would be a good time to conduct an inventory of valuables kept in the home and consider increasing coverage limits to provide adequate insurance protection. An insurance agent can explain the difference between replacement cost and actual cash value coverage, and can help to select the insurance protection that best fits a couple's needs.

On the road
Auto insurance premiums are typically higher with a single vehicle on an insurance policy, so it is a good idea to consider merging auto insurance policies to receive possible multi-vehicle discounts. An independent agent can review the coverages and recommend the best combination of price and service to help protect both newlyweds.

Taking time to seek the experienced counsel of an independent insurance agent can help provide peace of mind as a couple embarks on their new life together.

To find an independent agent near you, visit hanover.com and click on "Find an Agent."

About The Hanover
The Hanover Insurance Group, Inc., based in Worcester, Mass., is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. For more than 160 years, The Hanover has provided a wide range of property and casualty products and services to individuals, families, and businesses. The Hanover distributes its products through a select group of independent agents and brokers. Together with its agents, the company offers specialized coverages for small and mid-sized businesses, as well as insurance protection for homes, automobiles, and other personal items. Through its international member company, Chaucer, The Hanover also underwrites business at Lloyd's of London in several major insurance and reinsurance classes, including marine, property and energy. For more information, please visit hanover.com.

Media Contact:
Emily Trevallion
Media Relations                                                                          
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SOURCE The Hanover Insurance Group, Inc.

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