The CDC also announced it will continue to update these recommendations as more people are vaccinated, as rates of COVID-19 change, and as additional scientific evidence becomes available.
"With more vaccinated Americans looking to travel again, we are doing everything we can to ensure travelers have the right travel insurance," says Cheryl Golden, vice president of ecommerce for InsureMyTrip.
Travel Insurance for Fully Vaccinated
InsureMyTrip recommends that fully vaccinated Americans buy travel insurance that includes a cancel for any reason upgrade — for both domestic and international trips.
"We understand that fully vaccinated people are excited about the possibility to reunite with family members and fly again," says Golden. "We also realize that travel guidance — both in the US and abroad — is subject to change. Due to this uncertainty, we expect would-be travelers to be more inclined to seek maximum trip cancellation coverage. This way, they will be better prepared for the unexpected."
The cancel-for-any-reason upgrade offers the most trip cancellation flexibility. Full terms of coverage will be listed in state-specific policy. If eligibility requirements are met, reimbursement is typically up to 50-75 percent of the pre-paid non-refundable trip cost. (Note: coverages are governed by the specific plan certificate.)
Monitor Changing Guidelines
Travelers should review the latest guidelines for their intended destination prior to booking a trip. State, local, and territorial governments may have other travel restrictions in place, including testing requirements, stay-at-home orders, and quarantine requirements upon arrival (Source: CDC.gov).
If traveling internationally, check with your destination's Office of Foreign Affairs or Ministry of Health for up-to-date entry requirements and restrictions for arriving travelers.
Note: Traditional travel insurance does not offer cancellation coverage for fear of travel, whether related to COVID-19 or not. Cancel For Any Reason is required.
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