Which Academy Award Best Picture Nominee Characters Should have had a Life Insurance Policy?

Feb 28, 2014, 08:30 ET from The Penn Mutual Life Insurance Company

HORSHAM, Pa., Feb. 28, 2014 /PRNewswire/ -- As the 86th annual Academy Awards are set to take place on Sunday, March 2. The Penn Mutual Life Insurance Company, a more than 167-year-old company, asks the question: which Academy Award best picture nominee characters should have had a life insurance policy?

From those with families who need the guaranteed safety net of its death benefit, to those who could certainly use the accumulated cash value, here are five best picture lead characters who could have utilized the complete value of life insurance to help ensure a happy ending.

Jordan Belfort, The Wolf of Wall Street – No matter how greedy and selfish Jordan Belfort (Leonardo DiCaprio) may have been, his money wasn't the only thing he needed to look after. With a wife and a young daughter at home, if Jordan ever went too far during his wild days in the office, a life insurance policy could have provided him and his family peace of mind if he unexpectedly passed away. And if his company ever fell through at any point, the cash value of a permanent life insurance policy could provide an emergency fund to keep his family afloat.

Captain Richard Phillips, Captain Phillips – Another family man, albeit with a completely legitimate profession, Captain Richard Phillips (Tom Hanks) is a U.S. merchant mariner who served as captain of the MV Maersk Alabama, as well as a husband and father of two. With both children in college when the Somali pirates took over his ship and threatened his life, being without insurance could have been devastating.

Rosalyn Rosenfeld, American Hustle – With a husband involved in a number of questionable activities at work and a young son to look after, Rosalyn Rosenfeld (Jennifer Lawrence) was responsible for more than just her blonde hair and fur coat. Having the benefit of a life insurance policy would have provided Rosalyn with the stability she needed in her sometimes-erratic life.

Ron Woodroof, Dallas Buyers Club – Just as the AIDS virus was reaching the height of its epidemic, electrician and rodeo cowboy Ron Woodroof (Matthew McConaughey) was diagnosed with the deadly disease. As he travels the south in search of a drug that was thought to prolong the life of AIDS patients, perhaps knowing he had the safety net of a life insurance policy would have given him some peace of mind during his quest.

Theodore, Her – Unfortunately for Theodore (Joaquin Phoenix), his current love doesn't have the capacity (or hands, rather) to accept the death benefit in the event of an unexpected death. However, the cash value of a permanent life insurance policy may have been the perfect fit for him if he ever wanted to "upgrade" Samantha (Scarlett Johansson).

About The Penn Mutual Life Insurance Company
Since its founding in 1847, Penn Mutual has been driven by our noble purpose to create a world of possibilities. At the heart of this purpose is the belief that purchasing life insurance is the most protective, responsible and rewarding action a person can take, and is central to a sound financial plan. The company is committed to helping families unlock life's possibilities through life insurance and annuity solutions. This is accomplished through a national network of financial professionals, who help clients make great things possible. Penn Mutual supports its field representatives with brokerage services through Hornor, Townsend & Kent, Inc. Registered Investment Advisor and wholly owned subsidiary. Member FINRA/SIPC. Visit Penn Mutual on the Internet at http://www.pennmutual.com/. All guarantees are based on the claims paying ability of the issuer.  Accessing cash values may result in surrender fees and charges, may require additional premium payments to maintain coverage and will reduce the death benefit and policy values.
©2014 The Penn Mutual Life Insurance Company, 600 Dresher Road, Horsham, PA  19044


SOURCE The Penn Mutual Life Insurance Company