U.S. News & World Report Announces the 2026 Best Travel Insurance Companies

2026 ratings name the best companies for affordability, medical needs, international travel and more.

WASHINGTON, Jan. 8, 2026 /PRNewswire/ -- U.S. News & World Report, the global authority in rankings and consumer advice, today announced the Best Travel Insurance Companies for 2026. The ratings highlight the top providers that offer superior financial protection and peace of mind for travelers in an era of heightened risk awareness.

With a 2025 U.S. News survey finding that 65% of consumers feel travel insurance is important, these ratings provide a crucial resource for travelers looking to protect their vacation investments.

"We're seeing roughly 50% of Americans investing in travel insurance as searches for coverage have steadily increased since the COVID-19 pandemic," said Erin Evans, managing editor of Travel at U.S. News. "Travelers are more risk-aware than ever and U.S. News' comprehensive evaluation helps them cut through the noise to find the most reliable and highly rated providers offering the right balance of coverage, value and customer service."

A selection of the 2026 honored companies includes:

The full list of evaluated categories is below:

• Best Travel Insurance Companies
• Best Adventure Travel Insurance Companies
• Best Annual Travel Insurance Companies
• Best Cancel for Any Reason Travel Insurance Companies
• Best Cruise Insurance Companies
• Best Family Travel Insurance Companies
• Best International Travel Insurance Companies
• Best Medical Travel Insurance Companies
• Best Travel Insurance Companies for Pet Owners
• Best Travel Insurance Companies for Preexisting Conditions
• Best Travel Insurance Companies for Seniors
• Best Vacation Rental Insurance Companies
• Most Affordable Travel Insurance Companies

For 2026 Best Travel Insurance Companies, U.S. News assessed 45 providers based on an equally weighted average of three core data pillars: professional ratings, consumer ratings and credit rating scores. Specialized categories like Best International or Most Affordable include additional, strict requirements – such as minimum coverage limits or verified lowest average price quotes – to ensure the highest-rated companies meet specific traveler needs beyond overall reputation.

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About U.S. News & World Report
U.S. News & World Report is the global leader for journalism that empowers consumers, citizens, business leaders and policy officials to make confident decisions in all aspects of their lives and communities. A multifaceted media company, U.S. News provides unbiased rankings, independent reporting and analysis, and consumer advice to millions of people on USNews.com each month. A pillar in Washington for more than 90 years, U.S. News is the trusted home for in-depth and exclusive insights on education, health, politics, the economy, personal finance, travel, automobiles, real estate, careers and consumer products and services.

SOURCE U.S. News & World Report, L.P.