Life Quotes, Inc. Reveals Health Risks for Mom That May Increase Life Insurance Costs

DARIEN, Ill., May 12, 2012 /PRNewswire/ -- Life Quotes, Inc. and Consumer Insurance Guide, stress the importance of moms staying fit and getting in to see their doctor for their annual checkups this Mother's Day with advice from one of the world's leading fitness experts, Jackie Warner, and Sister to Sister, the non-profit organization concerned with the prevention of the #1 killer of women: heart disease.

Life Quotes, Inc. has compiled a list of health concerns women should consider to keep their lives healthy and active. Many people are unaware that heart disease causes 29 percent of female deaths in the U.S., surpassing even breast cancer, according to the Centers for Disease Control and Prevention. 

"More women die of heart disease than men," said Lisa Townsend, director for Sister to Sister. "They may not be aware of what the symptoms are and hesitate in getting screened and do not take action, they only know that something doesn't feel right. A lot of times when they do go to the ER they are diagnosed as having a panic attack and sent home. They are simply not tested and treated in the same way as men. When women die it is really unfortunate, especially since heart disease is highly preventable and that is why there needs to be greater awareness of the prevalence of this disease with the general public and how to treat it by medical professionals." 

Heart disease is followed by lung and colorectal cancer and stroke. What each shares is that they do not have to be fatal and most can be prevented through proper diet and exercise. 

Jackie Warner, celebrity fitness pioneer, television star, and author of the New York Times and USA Today bestsellers "This is Why You're Fat (And How to Get Thin Forever) and "10 Pounds in 10 Days: The Secret Celebrity Program for Losing Weight Fast" shares workout secrets that will enhance the heart health and the lives of today's busy women. What is great about this book is that the program is easy and you don't have to be a celebrity or pay an expensive membership at a gym to see major results. Optimal health can only be achieved through diet and exercise, and according to Warner, 70 to 85 percent of her latest book tackles meal planning, diet and nutrition.

"Women should incorporate three liters of water a day for metabolism, it also clears up the skin and detoxifies the liver, and incorporate two fruits a day and three to four vegetables a day," said Warner. "Lean protein such as free range eggs is great for lowering cholesterol and weight management. I am a huge proponent of organic and natural products and you can lose eight pounds alone just by switching to organic and natural foods."

Warner also debunks a common myth about weekly workout routines.

"Working out three times a week is not effective to maintaining and changing your body. We are not meant to be sedentary on any given day and if you want to see results you have to make the time and the commitment to workout five times a week," said Warner.  

When it comes to training and seeing fast results, Warner noted that in one session, her program can change a person's body chemistry in 24 hours and kick start their metabolism.

"You have to workout to muscle failure. I do a very basic workout with a lot of body building movements and push pull movements. It's about combining the right function with perfect form to complete fatigue," said Warner.

While diet and exercise can tip the scale on a number of serious medical conditions, there are also other things women can do to enhance their heart health.

"Screenings are certainly the first step for those at risk for heart disease and there are certain things women can do to lower their risk," said Townsend. "Increasing physical activity in every area of your life is a terrific approach. This includes walking more and taking the stairs rather than the elevator and reducing stress levels. Taking the time for yourself everyday is important as well. It is a positive message although heart disease is very serious there are things women can do in everyday life to improve their overall health," said Townsend.  

From an insurance standpoint, women who lead a healthy life can reduce the chances of developing a serious medical condition that would raise life insurance rates and increase the cost of a policy. This is another incentive for women to stay on top of their heart health. Women who have had a serious cardiac episode can pay 50 to 100 percent more for a standard term life insurance policy at a Table 2 or Table 4 rating. If a policyholder pays $1,000 a year for a standard policy with no pre-existing conditions, they would pay $1,500 at a Table 2 rating and $2,000 more at a Table 4 rating. 

For instance, a healthy 35 year-old female who does not smoke and is in good health can get a $100,000 term life insurance policy for $7 a month.

For more about women's health risks and how to prevent them, read "Health Risks Mom Should Think About That May Increase Life Insurance Costs" http://www.lifequotes.com/articles/lifeinsurance/health-risks-mom-should-think-about-that-may-increase-life-insurance-costs-2/

For more about Jackie Warner's latest book and strategies for losing weight and getting healthy for good, go to the official Jackie Warner website, at www.jackiewarner.com

For more information about getting a heart health screening, go to http://www.sistertosister.org/

About Life Quotes, Inc.

Originally founded in 1984, Life Quotes, Inc. owns and operates a comprehensive consumer information service and online publication "Consumer Insurance Guide" and companion insurance brokerage service that caters to the needs of self-directed insurance shoppers. Visitors to the Company's website, www.lifequotes.com, are able to obtain instant car, life, health, home and business insurance quotes, and have the freedom to buy online or by phone from any company shown. Life Quotes, Inc. generates revenues from receipt of industry-standard commissions, including back-end bonus commissions and volume-based contingent bonus commissions that are paid by participating insurance companies. We also generate revenues from the sale of website traffic and insurance leads to various third parties.

SOURCE Life Quotes, Inc.