2014

Aflac Incorporated Hires Daniel J. Lebish As Executive Vice President; Chief Operating Officer, Aflac Group Insurance

COLUMBUS, Ga., Aug. 19, 2013 /PRNewswire/ -- Aflac Incorporated announced today that it has hired Daniel J. Lebish to the newly created position of executive vice president; chief operating officer, Aflac Group Insurance, reporting to Kenneth S. Janke, president of Aflac U.S.; executive vice president and deputy chief financial officer of Aflac Incorporated. In his new position, Lebish will be working out of the Columbia, S.C. organization, where he will oversee the day-to-day operating activities, performance goals and strategic initiatives of Aflac Group Insurance.

Lebish has more than 30 years of experience in the health care management and insurance industries. Most recently, he served as executive vice president at Highmark Blue Cross Blue Shield. In this role, he was responsible for building Highmark's new provider organization and related integrated delivery system. During his tenure with Highmark, he also served as chairman and chief executive officer of HM Insurance Group and United Concordia Companies, as well as senior vice president of business development. Prior to his career at Highmark, he was executive vice president of medical delivery systems at Coventry Health Plans, chief financial officer at Magee-Womens Hospital and health care management consultant at Ernst & Ernst. Lebish earned a bachelor's degree in finance from St. Norbert College and a master of health services administration degree from Ohio State University.

President of Aflac U.S. and Executive Vice President; Deputy Chief Financial Officer of Aflac Incorporated Kenneth S. Janke commented, "We are extremely pleased that Dan has joined Aflac Group Insurance. I believe his extensive experience with both the group insurance market and insurance broker distribution, combined with his strong leadership skills, will complement and strengthen the Aflac Group organization. I look forward to his contributions and I have no doubt that he will be instrumental to the future success of Aflac Group, ultimately benefiting Aflac U.S."

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For nearly six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac individual and group insurance products provide protection to more than 50 million people worldwide. For seven consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies. In 2013, FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 15th consecutive year. Also, in 2013, FORTUNE magazine included Aflac on its list of Most Admired Companies for the 12th time, ranking the company number one in the life and health insurance category. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or espanol.aflac.com.

FORWARD-LOOKING INFORMATION

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. We desire to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as "expect," "anticipate," "believe," "goal," "objective," "may," "should," "estimate," "intends," "projects," "will," "assumes," "potential," "target" or similar words as well as specific projections of future results, generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements. We caution readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy; governmental actions for the purpose of stabilizing the financial markets; defaults and credit downgrades of securities in our investment portfolio; impairment of financial institutions; credit and other risks associated with Aflac's investment in perpetual securities; differing judgments applied to investment valuations; significant valuation judgments in determination of amount of impairments taken on our investments; limited availability of acceptable yen-denominated investments; concentration of our investments in any particular single-issuer or sector; concentration of business in Japan; increased derivative activities; ongoing changes in our industry; exposure to significant financial and capital markets risk; fluctuations in foreign currency exchange rates; significant changes in investment yield rates; deviations in actual experience from pricing and reserving assumptions; subsidiaries' ability to pay dividends to Aflac Incorporated; changes in law or regulation by governmental authorities; ability to attract and retain qualified sales associates and employees; decreases in our financial strength or debt ratings; ability to continue to develop and implement improvements in information technology systems; interruption in telecommunications, information technology, and other operational systems, or a failure to maintain the security, confidentiality or privacy of sensitive data residing on such systems; changes in U.S. and/or Japanese accounting standards; failure to comply with restrictions on patient privacy and information security; level and outcome of litigation; ability to effectively manage key executive succession; catastrophic events including, but not necessarily limited to, epidemics, pandemics, tornadoes, hurricanes, earthquakes, tsunamis, acts of terrorism and damage incidental to such events; and failure of internal controls or corporate governance policies and procedures.

(Logo: http://photos.prnewswire.com/prnh/20100423/CL92305LOGO )

Analyst and investor contact – Robin Y. Wilkey, 706.596.3264 or 800.235.2667  FAX: 706.324.6330, or rwilkey@aflac.com

Media contact – Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated



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