2014

An "Allpoint" Bulletin for Republic Bank Customers: America's Largest Surcharge Free ATM Network is Now Your Network! Republic Bank Customers can now access their funds through the worldwide Allpoint Network with absolutely no surcharge or fees.

PHILADELPHIA, Aug. 5, 2013 /PRNewswire/ -- Republic First Bancorp, Inc. (NASDAQ: FRBK), the holding company for Republic Bank, today announced that it has joined Allpoint, "America's Largest Surcharge Free ATM Network."  In joining this international network, Republic Bank Customers can now access their funds at any ATM in Allpoint's system of more than 55,000 ATMs worldwide without paying a service fee of any kind.

(Logo: http://photos.prnewswire.com/prnh/20100707/PH31611LOGO)

Allpoint boasts 43,000 ATMs in the United States, with more than 10,000 in the Mid-Atlantic region alone, as well as a global presence in countries such as the United Kingdom, Australia, Mexico, and Canada. Domestically, 1 in 12 ATMs is branded as part of the Allpoint network with many accessible at the nation's largest and most popular retailers including Target, CVS, Costco and Walgreens.  In addition, the Allpoint network is found in convenience stores such as Wawa and 7-Eleven. 

"Joining the Allpoint network fits perfectly within our Customer-centric approach to banking," said Harry Madonna, Chairman and CEO of Republic Bank.  "With this partnership, Republic Bank Customers can now access funds in their neighborhoods or around the world at any Allpoint ATM with absolutely no surcharges and absolutely no fees.  Our job is to make it easier for Customers to access their money, not more difficult.  And the Allpoint network, especially with its strong footprint in the Mid-Atlantic region, does exactly that for our Customers."  

The added convenience provided through Allpoint further reflects Republic Bank's focus on high quality customer service, which differentiates it from its competitors.  Republic Bank stores are not only open seven days a week with extended hours but also issue ATM/debit cards instantly and provide free coin counting.  More, Republic Bank provides Customers with a full range of products such as Absolutely Free Personal Checking, Business Checking, Loans and Lines of Credit, Free Online Banking, Mobile Banking, and Cash Management Solutions. 

To locate a surcharge free Allpoint ATM near you, visit www.allpointnetwork.com or download the mobile app in the iTunes Store, Google Play or BlackBerry® World™. For more information about Republic Bank and how you can "Love Your Bank…Again," visit www.myrepublicbank.com.

About Republic Bank

Republic Bank is the operating name for Republic First Bank. Republic First Bank is a full-service, state-chartered commercial bank, whose deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation (FDIC). The Bank provides diversified financial products through its twelve offices located in Abington, Ardmore, Bala Cynwyd, Plymouth Meeting, Media and Philadelphia, Pennsylvania and Voorhees and Haddonfield, New Jersey.

Forward Looking Statements

Republic First Bancorp, Inc. ("the Company") may from time to time make written or oral "forward-looking statements", including statements contained in this release and in the Company's filings with the Securities and Exchange Commission.  These forward-looking statements include statements with respect to the Company's beliefs, plans, objectives, goals, expectations, anticipations, estimates, and intentions that are subject to significant risks and uncertainties and are subject to change based on various factors, many of which are beyond the Company's control. These factors include competition, timing, credit risks of lending activities, changes in general economic conditions, price pressures on loan and deposit products, and other factors detailed from time to time in the Company's filings with the Securities and Exchange Commission. The words "may", "could", "should", "would", "believe", "anticipate", "estimate", "expect", "intend", "plan", and similar expressions are intended to identify forward-looking statements.  All such statements are made in good faith by the Company pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. The Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the Company, except as may be required by applicable law or regulations.

About Allpoint

Allpoint Network is the largest surcharge-free ATM network with more than 55,000 ATMs in leading national and regional merchant locations across the United States, Canada, Mexico, United Kingdom and Australia. Allpoint provides greater access, convenience and savings to customers of financial institutions while providing institutions the tools to compete more effectively for customers. For more information or to find the nearest Allpoint surcharge-free ATM, please visit www.AllpointNetwork.com. Allpoint Network is an affiliate of Cardtronics.

SOURCE Republic First Bancorp, Inc.



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