SAN DIEGO, April 29, 2013 /PRNewswire-iReach/ -- The team of mortgage professionals at Blue Loan Services has helped clients in the California area to get the best possible rates when it comes to refinancing and home loans for many years. This excellent service has gained the company a spot on Lender 411's list of Top 50 Lenders in California. Homeowners and those who are seeking financing to buy a home may find that now is the perfect time to make use of the company's expertise in two of their specialties – home refinancing and home purchase loans.
These two services are in high demand now that the interest rates on mortgages have reached all time lows. Last November saw the lowest average mortgage interest rates in history at just 3.31% for 30 year fixed rate mortgages. Interest rates at that time for 15 year fixed rate mortgages were an all time low at that time as well, at just 2.63%, but this record was beaten this April when that average dropped to just 2.61%. Because of these record low interest rates, many Americans are seeing an opportunity to refinance their mortgages or purchase new housing.
Blue Loan Services can help them to take advantage of the current situation in the housing market by facilitating easy loan application processing and fast closing times. Clients who act fast will have the best chance of locking in these lower rates and benefiting both immediately and in the long term. Those who are interested in using the services provided by the company can visit their website and learn all they need to about what options they have available to them.
The website provides a number of very useful tools for those who are looking for the best loan programs for their loan situation. Finding the right programs and getting a well structured home loan can help clients to save both time and money. By navigating through the website, clients can see what programs are available and what the potential benefits and drawbacks of each option would be.
They may also make use of the company's interactive tools such as the mortgage rate calculator and 19 other calculation tools that can show clients things such as how much they would save with a refinance, if bi-weekly payments would be a good choice, how much more income they would need to qualify for certain loan products and how much house they can afford given their budget.
The website also features a live pricing system which enables visitors to get a Free Fast Rate Quote which can help them decide when would be the best time to proceed with their loan application process. Once the visitor is sure about what products they are interested in, they can call the company's toll free number to talk to one of Blue Loan Services experienced mortgage professionals who will help to guide them in their final decision and ensure that the best option is utilized.
For more information, homeowners can visit the Blue Loan Services website by clicking here or calling 1-888-929-BLUE (2583).
CA Dept of Real Estate -- Licensed Broker #01094374 NMLS #938365
Brandon Blue Blue Loan Services, 1-888-929-BLUE (2583),
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SOURCE Blue Loan Services