Ensenta Announces First True Omni-Channel Business Remote Deposit Capture Platform (bRDC)
Business Can Now Process Check Payments with Consistent Experience Across Multiple Devices
REDWOOD SHORES, Calif. and NEW ORLEANS, April 20, 2015 /PRNewswire/ -- Ensenta Corporation (www.ensenta.com) announced the first true Omni-Channel Business Remote Deposit Capture Platform (bRDC) today at Payments 2015. This solution offers a consistent and seamless check deposit experience for businesses, employees and financial institutions across multiple devices.
"Whether it is a retail employee depositing a single check with a mobile device, or an accounting clerk processing 15 mailed-in checks with a high-speed scanner, the user experience, risk mitigation, and item processing need to be integrated and consistent," said Edward Viera, founder and president of Ensenta. "With Omni-Channel bRDC, businesses can finally process check payments across channels faster and easier improving the cash flow of the business."
Omni-Channel starts with a simple, consistent user interface (UI) across bRDC mobile, tablets and high-speed scanners. A UI with a common "look and feel", with common messaging, maximizes ease of use and accelerates the user's transition from device to device and from novice to expert user.
With Ensenta's API, and library of over 200 risk factors, businesses can create custom consistent messages to their users across channels. This combined with common limits and histories makes for a great user experience.
On the mobile side, bRDC utilizes Mitek MiSnap video capture technology which automatically detects and captures the best possible image. It also uses Mitek's patented, highly acclaimed Mobile Deposit® technology to convert the color check photo to its scanner equivalent. Ensenta adds a layer on top of Mitek's technology that delivers mobile acquisition rates that are among the best in the industry.
"Solutions that address pain points are the ones that are most successful," said James B. DeBello. "Omni-Channel bRDC addresses a pain point, it enables business to easily accept and process checks payments which are preferred over credit card payments which come with costly fees."
For business high-speed scanner users, Ensenta's innovative patent-pending icon driven UI allows users to review, edit, scan additional checks and complete the multiple item deposits from one screen, versus switching between a multitude of screens.
bRDC includes Ensenta's patented Omni-Channel Agile Risk Management platform with cross-institution duplicate detection, sets new industry standards for cloud-based bRDC risk mitigation. A robust algorithm evaluates each business deposit in real-time on over 200 risk factors including optional queries against a national database. Mobile and desktop scanners share a common API. This enables cross-channel customized risk factor and deposit limits using Ensenta's Best Practices based on millions of transactions. This risk platform allows business owners to define employee roles for accessing bRDC.
Ensenta's Omni-Channel bRDC also features our patent-pending Digital Form Generator which can easily generate and/or configure new forms that can be pushed to mobile devices dynamically based on users' roles and collections responsibilities.
About Ensenta
Ensenta is an award winning Silicon Valley software developer creating innovative Cloud-based payment technologies for the Financial Services Industry and governmental agencies. Ensenta's products and services are distributed by leading: mobile banking providers; core banking processors; and ATM networks and manufacturers. The company's solutions are used by 650 financial institutions nationwide. Ensenta recently received two XCelent awards for technology and functionality by Celent, a leading financial industry research and consulting firm (Remote Deposit Capture Solutions 2013: ABCD Vendor View). For more about Ensenta, please visit us at www.ensenta.com.
About Mitek
Headquartered in San Diego, CA, Mitek (NASDAQ: MITK) is the leading innovator of mobile imaging for financial transactions and identification. Mitek's patented mobile photo technology automatically captures images of financial and personal documents and then extracts relevant data. This enables consumers to use the Camera as a Keyboard™ to reduce friction for mobile check deposit, account opening, bill payment, insurance quoting, and many other use cases. This innovative technology is licensed by more than 3,300 organizations and used by tens of millions of consumers enabling increased customer acquisition, retention and operational efficiency. www.miteksystems.com
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SOURCE Ensenta Corporation
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