2014

Esurance Launches Advanced Windows® Phone 7 Application Insurer Continues to Embrace New Technologies and Innovate in the Car Insurance Market

SAN FRANCISCO, Nov. 9, 2010 /PRNewswire/ -- Esurance, the direct-to-consumer personal car insurance company, today announced its application for Windows® Phone 7. Esurance was selected as a premier launch application by Microsoft and was granted early access to the new platform.

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The application, which takes advantage of the advanced features of Windows Phone 7, provides policy and claims support to Esurance customers as well as the ability for users to get quotes for car insurance. Esurance Mobile helps deliver the Esurance promise of "technology when you want it" by giving users increased mobile 24/7 access to a wide range of services and benefits.

"Our new application for Windows Phone 7 is another step for us in providing innovative, easy-to-use products and services to our customers, and it builds on the success of our current mobile platform. We see more and more consumers are relying on technology to meet their car insurance needs and we are working to stay ahead of that trend," said Esurance Chief Information Officer Phil Swift.

The app makes shopping for car insurance fast and convenient by enabling users to get a quick Esurance quote and connect with a customer service representative. Shoppers can save their quotes and access the accident toolkit, which lists helpful information on accident preparedness and procedures to follow in the event of an accident. If customers are involved in an accident, the Esurance Windows Phone 7 app can point them to preferred repair facilities in their neighborhoods using Bing.

"Esurance has embraced the unique design and capabilities of Windows Phone 7," said Charlie Kindel, general manager, mobile developer ecosystem at Microsoft. "Using our acclaimed Live Tiles, Esurance customers can get glance and go updates delivered directly to their home screen relaying important information notifications about their claims and repairs."

Additionally, the Esurance Mobile app is loaded with customer-centric features designed to make policy management easier. Esurance customers can access ID cards, view their coverages, and make payments. And once a claim has been reported, customers can see photos of their vehicles during the repair process, and contact their dedicated claims representatives. More information about the Esurance Mobile platform is available at http://www.esurance.com/mobile-app.

Download the Windows Phone 7 application at http://www.esurance.com/mobile-app.

About Esurance®

Esurance, a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online and through select agents, including sister company, Answer Financial. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant car insurance quotes, view comparison quotes, buy an Esurance policy, and print their insurance cards— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.

Answer Financial, also a subsidiary of White Mountains, is one of the largest independent personal lines insurance agencies in the country. Answer Financial offers comparison quotes and provides auto and property insurance from more than a dozen top-rated insurance companies through its website, www.answerfinancial.com, and over the phone.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

The press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934.  All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements.  The words "will," "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements.  These forward-looking statements include, among others, statements with respect to White Mountains':

*changes in adjusted book value per share or return on equity;

*business strategy;

*financial and operating targets or plans;

*incurred losses and the adequacy of its loss and loss adjustment expense reserves and related reinsurance;

*projections of revenues, income (or loss), earnings (or loss) per share, dividends, market share or other financial forecasts;

*expansion and growth of our business and operations; and

*future capital expenditures.

These statements are based on certain assumptions and analyses made by White Mountains in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances.  However, whether actual results and developments will conform to our expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including:

*the risks associated with Item 1A of White Mountains' 2009 Annual Report on Form 10-K;

*claims arising from catastrophic events, such as hurricanes, earthquakes, floods or terrorist attacks;

*the continued availability of capital and financing;

*general economic, market or business conditions;

*business opportunities (or lack thereof) that may be presented to it and pursued;

*competitive forces, including the conduct of other property and casualty insurers and reinsurers;

*changes in domestic or foreign laws or regulations, or their interpretation, applicable to White Mountains, its competitors or its clients;

*an economic downturn or other economic conditions adversely affecting its financial position;

*recorded loss reserves subsequently proving to have been inadequate;

*action taken by rating agencies from time to time, such as financial strength or credit ratings downgrades or placing ratings on negative watch;

*other factors, most of which are beyond White Mountains' control.

Consequently, all of the forward-looking statements made in this press release are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by White Mountains will be realized or, even if substantially realized, that they will have the expected consequences to, or effects on, White Mountains or its business or operations. White Mountains assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise.

SOURCE Esurance



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