Financial Planner Reveals Biggest Secret to Family Security
SAN RAMON, Calif., Oct. 14, 2013 /PRNewswire/ -- Unforeseen emergencies can place a hefty burden on loved ones left behind after a family tragedy. Without proper preparation, you could be leaving a headache behind for your survivors to handle. Bay Area financial planner Michelle Perry Higgins shares the biggest secret to maintaining your family's security.
"One of the major issues that people face when after an emergency is not knowing where critical documents and information are located," she says. "Rather than focusing on important things, like coping with emotions or being there for family, people spend a good deal of their time tracking down vital records. That's why I developed The Everything Binder; Financial Estate and Personal Affairs Organizer."
Ms. Higgins developed this tool as a way to record the most important information in her clients' lives. Includes everything you need to document in one location:
- Personal Information Immediate Contacts
- Pre & Post-Death Checklists
- Medical History
- Private Security & Access Information
- Income & Cash Equivalents
- Document Originals & Copies
- Retirement & Investments
- Business Ownership
- Personal Property
- Funeral Arrangements
- Real Estate
- Estate Planning Documents and more
The Everything Binder will be available in bookstores on November 1, 2013.
"I know how confusing and frustrating it can be after a traumatic event. My goal with The Everything Binder was to make that process easier and leave families better off," she says. "I believe that with the right preparation, you can give yourself and your loved ones valuable peace-of-mind that in the event something were to happen to you, everything they need is one secure location."
Michelle Perry Higgins is a financial planner and principal of California Financial Advisors. Ms. Higgins has been quoted in Yahoo! Finance, MSN Money, The Los Angeles Times and is a Wall Street Journal Expert Panelist. Find her on social media: Facebook.com/MichellePerryHiggins. Twitter: @RetirementMPH. www.MichellePerryHiggins.com.
Maloon, Powers, Pitre & Higgins, LLC is a Registered Investment Advisor. Securities offered through Financial Telesis Inc. (Member FINRA/SIPC). Financial Telesis Inc. and California Financial Advisors are not affiliated companies.
SOURCE Michelle Perry Higgins