NEW YORK, March 5, 2012 /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue:
Global Credit Cards Issuing Industry
http://www.reportlinker.com/p0788442/Global-Credit-Cards-Issuing-Industry.html#utm_source=prnewswire&utm_medium=pr&utm_campaign=Credit_Ca
The global outlook series on the Credit Cards Issuing provides a collection of statistical anecdotes, market briefs, and concise summaries of research findings. The report offers insight into the industry's performance in the wake of global economic slowdown, and evaluates the role of socio-economic and cultural factors, consumer payment behavior, as well as marketing strategies in enhancing uptake of credit cards. Regional markets briefly abstracted include the United States, Canada, Japan, France, Germany, Italy, United Kingdom, Spain, Australia, China, India, Indonesia, Singapore, Malaysia, Taiwan, Argentina, Mexico, Brazil, and Middle East, among others. Also included is an indexed, easy-to-refer, fact-finder directory listing the addresses, and contact details of 155 companies worldwide.
1. MARKET OUTLOOK 1Industry Experiences Rough Weather during the Recent Recession 1What did Credit Card Companies do to Stay Afloat 1New Credit Card Trends Post Recession 1Credit Cards make a Come Back, Competition Heats Up 1Customers Confronted with Higher Credit Rates Even asCompetition Increases 2Issuers Eye Big Spenders 2Companies Resort to Richer but Complicated Rewards 2Credit Card Processing Becomes More Complicated 2The Duping Saga Continues 2Credit Card Issuing - Future Trends 3Multifunction Cards 3Mobile Payments 3Contactless Cards 3Card Issuers Show More Innovation in Terms Of Offers 3More Non-Mileage Perks Replacing Reward Points 4Card Sign-Up Bonuses to Woo New Customers 4New Technologies for Protection against Fraud 4Accelerated Growth in Credit Card Markets of Emerging Nations 4Number of Credit Cards in Circulation 4Table 1: World Recent Past, Current & Future Analysis forCredit Cards by Geographic Region - USA, Canada, Japan,Europe, Asia-Pacific (excluding Japan), Latin America andRest of World Markets Independently Analyzed with AnnualNumber of Cards in Use in Million for Years 2010 through 2015 5
Table 2: World Five Year Perspective for Credit Cards by
Geographic Region - Percentage Breakdown of Number of Cards
in Use for US, Canada, Japan, Europe, Asia-Pacific (excluding
Japan), Latin America and Middle East & Africa Markets for
Years 2011 & 2015 6
Long-term Prospects better for Visa and MasterCard 7
2. INDUSTRY OVERVIEW 8Issuers or Issuing Banks 8Acquirers or Acquiring Banks 8A Peek into Key Markets Worldwide 8Asia-Pacific: The New Mint 9United States: A Dominant Force 9Europe: The Debit Card Rules 9United Kingdom: A Different Market 9Latin America: An Emerging Market 9Factors Influencing the Market 10Marketing Strategies 10Cultural & Economic Factors 10Customer Ability 10Competition 10Brand Power 11Table 3: Global Market Share of Leading Credit CardCompanies by Purchase Volume (2010) 12Global Payments Market - A Snapshot 12Various Payment Products Ranked on the Basis of Preferencesamong Consumers with 1 for Very High Importance 12
3. PRODUCT OVERVIEW 13
Introduction 13
Chronology of Events 13
An Evolutionary Scan 13
Structure of the Industry 14
Card-Schemes 14
Issuers and Acquirers 14
Payment-Service Providers (PSPs)/ Connectivity or Payment
Suppliers 15
Merchant Service Providers (MSPs) 15
Merchants 15
Customers 15
Components of the Industry 15
Credit Card 15
Card Issuing 16
Payment Process 16
Authorization 16
Settlement 16
Supporting Framework 16
E-Commerce 16
Electronic Data Interchange 17
Network Security Devices 17
4. RECENT INDUSTRY ACTIVITY 18
5. PRODUCT INNOVATIONS/ INTRODUCTIONS 33
A REGIONAL MARKET PERSPECTIVE 57
1. UNITED STATES 57
Credit Card Spending in the US Increases Post Recession 57
Striking Figures 57
Caps on Debit Cards to Impact Credit Card Transaction Volumes
Negatively 57
Threat of Alternate Payment Methods - Is it a Threat Indeed? 57
Usage pattern of Credit Card 58
Table 4: Usage pattern of Credit Cards in the US (2010):
Percentage Share Breakdown by the Reason Cited 58
Table 5: Usage of Credit Cards in the US (2010): PercentageUsage by Age-groups of 18-24, 25-34, 35-49, 50-64 and 65+ 58The CARD Act 59Highlights of the CARD Act 59A Mixed Impact of the CARD Act on the US Credit Card Market 59Number of Credit Cards in Use 59Table 6: US Recent Past, Current & Future Analysis for CreditCards with Annual Number of Cards in Use in Million for Years2010 through 2015 60Major Players in the US 60Table 7: US Leading Credit Card Issuers (2010) Based onPuchase Volumes in Billions of US$ 61Visa - The Leading Credit Card Company In terms of CardCirculation 61Table 8: Leading Credit Card Companies in the US (2010):Percentage Breakdown of Market Share by - Visa, MasterCard,American Express and Discover in terms of Cards inCirculation 61Key Trends 62The Segment of Small Business Credit Cards Suffers on Accountof Recession 62Credit Card Agreements Continue to be Complicated 62Credit Card Delinquencies in the US at an all Time Low 62Increasing use of Electronic Payment Options over Cash 62Credit Card Interest Rates - Year 2009 in Review 63Table 9: Interest Rates on Consumer Credit cards in the US(April, 2009): Average-rates of Consumer Credit cards byCard type 63
2. CANADA 64
Market Overview 64
Table 10: Online Payment Preferences of Canadian Consumers as
a Percentage of Population 64
Credit Card Fraud Stats 64
Table 11: Canadian Credit Card Fraud Stats (2010): Percentage
Share Breakdown by Types of Credit Card Frauds - Counterfeit,
Card- Not-Present, Lost/Stolen, Non-Receipt and
Miscelleneous/ Fraud Apps 64
Table 12: Canada Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 65
Table 13: Consumer Payment by Type in Canada (2010):
Percentage Share Breakdown by the Payment-types - Credit
card, Cash, Debit card, and Cheque 65
3. JAPAN 66Market Snapshot 66Table 14: Online Payment Preference in Japan (2011):Percentage Share Breakdown by Payment Type - Credit Card,COD, Konbini, Bank Transfer (Offline and Online), PostalTransfer, Internet Banking and Others 66
Table 15: Japan Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 67
4. EUROPE 68A Sneak Preview 68Table 16: European Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 68
4a. FRANCE 69
Market Snapshot 69
Table 17: Online Payment Preference in France (2011):
Percentage Share Breakdown by Payment Type - Visa (Co-Branded
with Carte Bleue), Private Label Cards, Master Card, PayPal,
Carte Bleue (Non-Visa) and Others 69
Table 18: France Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 70
4b. GERMANY 71
Market Overview 71
Table 19: Online Payment Preference in Germany (2011):
Percentage Share Breakdown by Payment Type - Bank Transfer
(Offline), ELV (Direct Debit), Bank Transfer (Online),
Visa/MasterCard, PayPal, American Express and Pre-Paid Card 71
Number of Cards in Use 71
Table 20: Germany Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 72
4c. ITALY 73Market Overview 73Table 21: Italy Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 73
4d. UNITED KINGDOM 74
Market Overview 74
Table 22: Online Payment Preference in the UK (2011):
Percentage Share Breakdown by Payment Type - Visa Debit
(Including Electron), Master Card, PayPal, Visa, Maestro and
Others 74
Striking Numbers 74
Fairer Credit Card Terms Enable Control over Accounts 74
Credit Cards in Use 75
Table 23: UK Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 75
4e. SPAIN 76Market Snapshot 76Number of Cards in Use 76Table 24: Spain Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 76
4f. REST OF EUROPE 77
Select Regions at a Glance 77
Portugal 77
Market Snapshot 77
Table 25: Portugal Recent Past, Current & Future Analysis
for Credit Cards with Annual Number of Cards in Use in
Million for Years 2010 through 2015 77
Switzerland 78
Market Snapshot 78
Table 26: Switzerland Recent Past, Current & Future
Analysis for Credit Cards with Annual Number of Cards in
Use in Million for Years 2010 through 2015 78
Turkey 79
Market Snapshot 79
Table 27: Turkey Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 79
5. ASIA-PACIFIC 80Market Snapshot 80Table 28: Online Payment Preferences of Consumers in AsiaPacific as a Percentage of Population 80Consumer Credit - A Brief Insight 80
5a. AUSTRALIA 81
Market Snapshot 81
Number of Credit Cards in Use 81
Table 29: Australia Recent Past, Current & Future Analysis
for Credit Cards with Annual Number of Cards in Use in
Million for Years 2010 through 2015 81
5b. CHINA 82Market Overview 82Table 30: Online Payment Preferences of Chinese Consumers asa Percentage of Population 82CBRC Regulations to Control Credit Card Sales in China 83Growth Path of Chinese Credit Card Market 83Table 31: China Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 84
5c. INDIA 85
An Under penetrated Market with Huge Potential 85
Indian Credit Card Market grows the lowest in Eight years 85
Table 32: India Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 86
Key Trends 86
Issuers Witness Increase in Defaults during Recession 86
Banks Lower Credit limits 86
Hike in Credit card Interest Rates 87
Fifty Percent of the Credit and Debit cards Inactive in India 87
5d. INDONESIA 88Market Snapshot 88Table 33: Indonesia Recent Past, Current & Future Analysisfor Credit Cards with Annual Number of Cards in Use inMillion for Years 2010 through 2015 88
5e. MALAYSIA 89
Market Snapshot 89
Number of Cards in Use 89
Table 34: Malaysia Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 89
5f. SINGAPORE 90Market Snapshot 90Table 35: Singapore Recent Past, Current & Future Analysisfor Credit Cards with Annual Number of Cards in Use inMillion for Years 2010 through 2015 90
5g. SOUTH KOREA 91
Credit Card Issuing Booming in South Korea 91
South Korea Numero Uno in Credit Card Usage 91
Table 36: South Korea Recent Past, Current & Future Analysis
for Credit Cards with Annual Number of Cards in Use in
Million for Years 2010 through 2015 92
5h. TAIWAN 93Market Snapshot 93Table 37: Taiwan Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 93Leading Credit Card Issuers 94Table 38: Leading Credit Card Issuers in Taiwan (2008):Percentage Share Breakdown by Revolving Credit for Citibank,Chinatrust Commercial Bank, Royal Bank of Scotland (RBS),E.Sun Commercial Bank, Cathy United Bank, Taipei Fuboncommercial Bank, HSBC, Taishin International bank, Union Bankof Taiwan, Far Eastern International Bank, and Others 94
5i. THAILAND 95
Market Snapshot 95
Table 39: Thailand Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 95
6. LATIN AMERICA 96
6a. ARGENTINA 96
Market Snapshot 96
Table 40: Argentina Recent Past, Current & Future Analysis
for Credit Cards with Annual Number of Cards in Use in
Million for Years 2010 through 2015 96
6b. BRAZIL 97Market Snapshot 97Table 41: Online Payment Preference in Brazil (2011):Percentage Share Breakdown by Payment Type - Visa,MasterCard, Boleto Bancario, Direct Debit, American Express,Hipercard and Others 97
Table 42: Brazil Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 98
6c. MEXICO 99Market Snapshot 99Table 43: Online Payment Preference in Mexico (2011):Percentage Share Breakdown by Payment Type - Visa,MasterCard, Bank Transfer, COD, American Express and Others 99
Table 44: Mexico Recent Past, Current & Future Analysis for
Credit Cards with Annual Number of Cards in Use in Million
for Years 2010 through 2015 100
Key Trends 100
Gearing Up 100
Comparing Brands 100
6d. PERU 101Market Snapshot 101Table 45: Peru Recent Past, Current & Future Analysis forCredit Cards with Annual Number of Cards in Use in Millionfor Years 2010 through 2015 101
7. MIDDLE EAST 102
Market Snapshot 102
UAE 102
Iraq 102
8. SOUTH AFRICA 103Market Snapshot 103Number of Credit Cards in Use 103Table 46: South Africa Recent Past, Current & Future Analysisfor Credit Cards with Annual Number of Cards in Use inMillion for Years 2010 through 2015 103GLOBAL DIRECTORY
To order this report:Credit Card Industry: Global Credit Cards Issuing Industry
Check our Industry Analysis and Insights
Nicolas Bombourg
Reportlinker
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