Invest Better Spend Smarter Blog, Dedicated to Assisting Individuals Reach Their Financial Goals Regardless of Their Current Situation, Introduces Three Free Important Financial Planning Tools The Essential and New Money Rules Can Help Anyone Achieve Financial Goals

VERO BEACH, Fla., Sept. 5, 2013 /PRNewswire/ -- The (IBSS) blog, dedicated to helping their readers achieve financial goals no matter what their stage of life, has created three free easy-to-understand checklists that anyone can use to plan or refine their financial goals. As a result, consumers may not need to spend thousands of dollars in consulting fees with a financial planner if they use these tools.

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The first gift is "15 Essential and New Money Rules for Achieving Financial Freedom," which outlines five money rules for each of three age groups concerning the most important money issues they face - What to do … (1) when you are young (around age 20), (2) when you start a family (around age 30), and (3) when you are looking towards retirement (around age 50).

The second gift is "15 Essential and New Money Rules for Retirement and Beyond," which articulates five rules for three separate categories of money issues that viewers who are retired or getting ready to retire must address. The rules are separated into: (1) Invest Better Rules, (2) Spend Smarter Rules, and (3) Financial Planning Rules.

The third gift is "15 Essential and New Rules to Manage ALL Your Money." This gift is a different checklist of 10 "How to Invest Better" rules and 5 "How to Spend Smarter" rules that can help any person achieve a lifetime of financial happiness and security.  

Each of these gifts has been created by InvestBetterSpendSmarter founder Jim Tso, who used the skills he acquired over 35+ years of helping people with financial planning and investment management issues. The short but effective rules in checklist form are direct and clear and, if followed and used as easy reminders, could help anyone reach their financial goals. As such, their value will become more evident over time as readers apply them to financial challenges throughout their lives.

These free gifts are available to all readers on

Readers can also find the top performing Fun Stocks Index, which is beating the S&P 500 by 6 to 1 (up 498.72% versus 81.93% since 1/1/2009), at the website.

Contact: Jim Tso at 772-453-2800

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