Wind damage from tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage resulting from heavy rain, storm surge and hurricanes is excluded under standard policies. Flood coverage is available, however, from FEMA's National Flood Insurance Program (NFIP) and from a few private insurers.
Damage to cars is covered under the optional comprehensive portion of an auto insurance policy. This includes wind damage, flooding and even falling objects such as tree limbs.
To arrange a media interview with a subject matter expert, please contact Loretta Worters, vice president, Communications at 212-346-5545 (O); 917-620-0982 (M); firstname.lastname@example.org. She can put you in touch with both national experts and regional representatives in Florida, Georgia and South Carolina.
For Spanish language interviews, contact Elianne González at 954-684-4410 or 954-389-9517; email@example.com.
Disaster Planning for Older Adults
Homeowners and Renters Insurance
Preparing an Evacuation Plan
Settling an Insurance Claim After a Disaster
The I.I.I. offers free mobile apps: The Know Your Stuff® home inventory tool and Know Your Plan®, which helps you, your famil, and even your pets prepare to safely get out of harm's way.
Are You Underinsured?
Disaster Planning with Pets
Filing a Homeowners Insurance Claim: Six Steps
Making Your Home More Hurricane-Resistant: Five Steps
The I.I.I. has a full library of educational videos on its You Tube Channel. Information about I.I.I. mobile apps can be found here.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org.
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SOURCE Insurance Information Institute