FRESNO, Calif., Nov. 13, 2013 /PRNewswire-iReach/ -- Individuals experiencing a short-term cash crunch can now find the emergency cash they need to get through a financial crisis. AAApaydayloan.com, a leading website for those seeking short-term loans, has recently added more short term lenders to its network. The lenders even extend short-term loans to borrowers with bad or poor credit.
"Our service is only as strong as our network of lenders, "stated CEO Craig Stewart. "We are not lenders, but facilitators. We match borrowers who need short-term cash with lenders who are willing to loan to individuals – no matter what their credit history looks like. Our website is the meeting point for these two groups."
Here's how the process works. Mr. Stewart and his fellow employees search out the most reputable short term lenders willing to provide loans for those facing a financial emergency. These lenders have created other methods for issuing loan approvals other than a borrower's credit score. By completing the brief and secure online application on the website, http://www.aaapaydayloan.com/, prospective borrowers gain access to hundreds of these types of lenders. Typically, they will receive multiple approvals sent to their email so all they have to do is review the offers and select the one that has the best rates and terms.
"We focus on two main things," said Stewart. "One is making our site as user-friendly as possible. That means an easy, fast, and secure application process. The other is finding the best available lenders. Our product is only as good as the lender our users end up working with. If the borrower is satisfied, they will likely come back. If not, they will move onto another site."
According to Mr. Stewart, any lender included in his network possesses two significant qualities. First, the lender is reputable and offers a legitimate loan product. Second, the lender offers loans to those who may not qualify for conventional bank loans. "That means using some other metric besides the credit report to evaluate the ability of a borrower to repay a loan." Many of these lenders they will approve a loan to a borrower without checking their credit score, providing they have an active bank account and a job with a steady paycheck.
"People who have a steady job and bank accounts display a certain level of financial responsibility," stated Mr. Stewart. "They may have credit issues. But so do a lot of people after the 'financial-crisis' years of the recent past. We give borrowers with messed up credit a second chance."
Actually, borrowers can improve their credit history and raise their credit scores by getting approved for a new loan and paying it back on time. "But make sure you can pay it back on time or the exact opposite happens. Your credit gets worse," notes Mr. Stewart.
For more information or to access the short term lenders, visit www.aaapaydayloan.com/best-payday.html.
Media Contact: Craig Stewart, I.D.S International inc, (646) 257-4131, firstname.lastname@example.org
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