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Risk Metrics: Consumer Concern for and Acquisition of Insurance for Everyday Risks in the UK
NEW YORK, Feb. 8, 2012 /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue:
Risk Metrics: Consumer Concern for and Acquisition of Insurance for Everyday Risks in the UKhttp://www.reportlinker.com/p0170862/Risk-Metrics-Consumer-Concern-for-and-Acquisition-of-Insurance-for-Everyday-Risks-in-the-UK.html#utm_source=prnewswire&utm_medium=pr&utm_campaign=Insurance
Risk Metrics: Consumer Concern for and Acquisition of Insurance for Everyday Risks in the UK is an updated study about 40 types of risk and their associated insurance, warranty and assistance policies that are often described as 'niche' when compared to more mainstream insurance policies such as motor, household, travel and life insurance. However, the vast majority of these types of risk are deemed to be relevant to their circumstances by over 50% of survey respondents with the result that many have also acquired a policy to cover the risk. In fact, the research measures the relevance and degree of concern caused to survey participants by each of these 40 risks as well as measuring the take-up rates for the related insurance, warranty and assistance policies, whether on a stand-alone or packaged basis, among consumers with results broken out in detail in each case by gender, age group, annual household income and geographical location of respondents. Furthermore, for most policy types it is also possible to compare the latest results for 2011 with those from the previous survey carried out in 2007. The types of insurance used to cover these risks, which fall into seven broader categories, are as follows: personal health: children's health insurance, critical illness insurance, dental expenses insurance, health / hospital cash plans, long-term income protection insurance, personal accident insurance, private medical insurance, sports accident insurance; financial commitments: bill payment protection insurance, credit card payment protection insurance, legal expenses insurance, loan payment protection insurance, mortgage payment protection insurance, short-term income protection insurance (accident / illness); short-term income protection insurance (unemployment); personal possessions (insurance): bicycle insurance, furniture insurance, garden insurance, glasses / spectacles insurance, handbag / briefcase insurance, jewellery insurance, missed event / ticket cancellation insurance, mobile gadget insurance, mobile telephone insurance, musical instrument insurance, pet insurance, purchase protection insurance; personal possessions (warranty): extended warranty / service contract for audio-visual appliance, extended warranty / service contract for computing device, extended warranty / service contract for kitchen appliance; personal security: card protection insurance, identity theft insurance / assistance; home ownership: drainage / plumbing / water supply pipe insurance, electrical emergency and breakdown insurance, gas boiler / gas supply pipe / gas central heating insurance; car ownership: breakdown recovery insurance, extended warranty / service contract for car, GAP / shortfall protection insurance, MOT insurance, tyre insurance. You may be able to use this report in one or more of the following ways: - gain cost-effective access to a source of data and insight covering 40 types of insurance, warranty and assistance policy which in aggregate amount to a substantial stand-alone market; - prioritise the way in which you promote different types of cover to existing or prospective customers in accordance with the apparent concern that the underlying risks are causing them; - appreciate the degree to which packaging with other financial services is already limiting or possesses the potential to limit the future development of stand-alone markets in the UK; - understand the likely future outlook for the insurance, warranty and assistance policies considered on the basis of both the results for 2011 and the time line analysis in comparison to 2007; - use the data describing the preoccupations and behaviour of each consumer segment to improve your marketing campaigns for each of the 40 forms of insurance, warranty and assistance product under review.
TABLE OF CONTENTS 0.0 EXECUTIVE SUMMARY . 1Critical illness and identity theft score highly for both relevance to and concern among consumers . 2
The perceived relevance of mobile gadget insurance increased most rapidly between 2007 and 2011. . 2
. with the degree of concern moving up most quickly for the risks associated with bicycle insurance . 2
Arguably, children's health and critical illness insurance are the most 'under-sold' forms of cover. 3
. with breakdown recovery, furniture, garden and jewellery insurance at the other end of the spectrum 4
For 13 of the 40 policy types, packaged or substitute cover is more important than stand-alone cover. . 5
. although five can only ever be acquired in a stand-alone format. 5
Purchase of stand-alone cover has increased most strongly for pet insurance. . 5
. and (quite predictably) has fallen most precipitously for credit card payment protection insurance . 5
Propensity to take out stand-alone unemployment insurance peaks in the 25-34 age group 6
Extended warranties for computing devices are bought quite evenly across all levels of household income . 7
Londoners are more likely to acquire many types of cover than their counterparts elsewhere in the UK. 9
. especially for policies related to personal health and financial commitments . 10
1.0 INTRODUCTION 11
Scope and rationale . 11
Over a half of respondents deem the majority of risk types covered to be relevant to their circumstances. . 11
… although, in many cases, little or no published research exists to illustrate consumer behaviour . 11
The Risk Metrics research program adds value in four key respects… 11
… and is relevant to a variety of financial and other affinity partners as well as insurance providers 12
Changes relative to the 2007 survey. 12
Nine brand new policy types are covered by the latest survey 12
Rounding differences . 13
Finaccord 13
Risk Metrics and other consumer research studies focused on the UK 13
UK affinity and partnership marketing publications 14
2.0 RISK OVERVIEW . 15
Introduction . 15
For most of the insurance types investigated, the results for 2011 can be compared with those for 2007 . 15
Relevance of underlying risks 16
Insurance types 16
Consumers are most likely to perceive defects to computing devices as a relevant risk. 16
.with risks related to ownership of a musical instrument emerging as the least relevant 16
Risks associated with ownership of mobile gadgets have seen the greatest rise in perceived relevance 18
Degree of concern caused by underlying risks 22
Insurance types 22
Among the relevant audience, risks to children's health occasion the highest rates of concern… 22
. with respondents also showing relatively high concern about their own health and that of their pets 22
Generally speaking, consumers are least concerned about missing events for which they bought a ticket . 22
Concern has risen most rapidly for the risks associated with ownership of a bicycle . 24
Consumers seem to be less worried about identity theft than they were in 2007 . 24
Risks related to home ownership have seen an increase in respondent anxiety . 29
Overall policy take-up rates . 30
Among all consumers 30
Only breakdown recovery insurance is held by more than a half of all survey participants… 30
… although a further four types of cover have been acquired by more than a third of the sample 30
Tyre insurance registers the weakest overall take-up rate across all consumers . 30
The overall take-up rate for pet insurance has advanced most rapidly since 2007. . 32
. although take-up rates for 16 out of 30 forms of cover have fallen back . 32
Among consumers for whom underlying risks are relevant . 35
14 of the 40 types of cover considered are held by more than a third of the relevant audience 35
Since 2007, take-up rates for different forms of home emergency cover have tended to move up strongly. 35
. with those for loan and credit card payment protection cover, as expected, having both declined rapidly 35
Several types of insurance appear under-sold relative to the concern that the related risks cause 37
Stand-alone policy take-up rates . 41
Among all consumers 41
Insurance to cover the risks analysed can often by acquired on a packaged basis… . 41
. which is priced at less per policy by insurance underwriters than stand-alone cover . 41
Consumers are most likely to acquire breakdown recovery insurance in a stand-alone format. . 41
. whereas purchase protection insurance is only ever available as a packaged concept 42
In terms of their rise in stand-alone take-up rate, two forms of home emergency cover perform well . 43
Among consumers for whom underlying risks are relevant . 46
Within the relevant audience, the stand-alone take-up rate for musical instrument insurance is much higher . 46
There is a stand-alone market, albeit sometimes small, in almost every instance . 48
3.0 RISK ANALYSIS 52
Introduction . 52
Risks related to personal health 53
Children's health . 53
Critical illness 55
Dental expenses 57
Medical or hospital treatment 59
Permanent disability . 61
Personal accidents . 63
Medical expenses 65
Sports-related accidents 67
Risks related to financial commitments . 69
Mortgage payments . 69
Loan / car finance payments . 72
Credit card payments . 74
Bill payments 76
Short-term accident or illness 78
Short-term unemployment . 80
Legal expenses 82
Risks related to personal possessions (accidental damage, loss or theft) . 85
Bicycles . 85
Furniture 87
Gardens, garden plants and garden equipment and furniture . 89
Glasses or spectacles 91
Handbags or briefcases . 93
Jewellery . 95
Event tickets . 97
Mobile gadgets . 99
Mobile telephones 101
Musical instruments . 103
Pets . 105
Valuable purchases . 109
Risks related to personal possessions (mechanical or technical defects) 111
Audio-visual appliances . 111
Computing devices. 113
Kitchen appliances . 115
Risks related to personal security . 117
Cards, keys and personal documents 117
Identity . 119
Risks related to home ownership 121
Drainage, plumbing and water supply pipes. 121
Electricity supply . 124
Gas boilers, gas supply pipes and gas central heating 127
Risks related to car ownership 130
Cars (breakdown) . 130
Cars (mechanical / technical defects) . 133
Cars (financial shortfall) . 135
Cars (MOT failure) 137
Car tyres . 139
4.0 SEGMENT ANALYSIS. 141
Introduction . 141
Risks related to personal health 142
Children's health . 142
Critical illness 144
Dental expenses 146
Medical or hospital treatment 148
Permanent disability . 150
Personal accidents . 152
Medical expenses 154
Sport-related accidents 156
Risks related to financial commitments . 158
Mortgage payments . 158
Loan / car finance payments . 160
Credit card payments . 162
Bill payments 164
Short-term accident or illness 166
Short-term unemployment . 168
Legal expenses 170
Risks related to personal possessions (accidental damage, loss or theft) . 172
Bicycles . 172
Furniture 174
Gardens, garden plants and garden equipment and furniture . 176
Glasses or spectacles 178
Handbags or briefcases . 180
Jewellery . 182
Event tickets . 184
Mobile gadgets . 186
Mobile telephones 188
Musical instruments . 190
Pets . 192
Valuable purchases . 194
Risks related to personal possessions (mechanical or technical defects) 196
Audio-visual appliances . 196
Computing devices. 198
Kitchen appliances . 200
Risks related to personal security . 202
Cards, keys and documents 202
Identity . 204
Risks related to home ownership 206
Drainage, plumbing and water supply pipes. 206
Electricity supply . 208
Gas boilers, gas supply pipes and gas central heating 210
Risks related to car ownership 212
Cars (breakdown) . 212
Cars (mechanical / technical defects) . 214
Cars (financial shortfall) . 216
Cars (MOT failure) 218
Car tyres . 220
5.0 APPENDIX 222
Research methodology, sample and structure . 222
LIST OF GRAPHICS / TABLES 0.0 EXECUTIVE SUMMARY . 1Plotting relevance to respondents against degree of concern to respondents reveals considerable variations in the potential for the 40 types of cover analysed 3
Relative to the degree of concern caused by the underlying risks, around 20 out of 40 forms of cover appear 'under-sold' 4
For most types of cover, stand-alone purchase is more common than acquisition via a packaged or substitute policy 6
Different types of insurance, warranty and assistance display very different take-up rates by age group . 7
Annual household income also has a significant bearing on take-up rates for different insurance, warranty and assistance products 8
For most risk groups, the greater youth and affluence of respondents living in London helps to product insurance take-up rates that are higher than elsewhere in the UK . 9
1.0 INTRODUCTION 11
2.0 RISK OVERVIEW . 15
Ranking of insurance types by degree of relevance to respondents, 2011 17
Ranking of insurance types by change in degree of relevance to consumers, 2007 to 2011 . 19
Plot of insurance types by relevance among all consumers in 2011 versus change in relevance from 2007 to 2011 20
Ranking of insurance groups by change in average degree of relevance to consumers, 2007 to 2011 21
Ranking of insurance types by degree of concern caused by underlying risks among consumers for whom the risk is relevant, 2011 23
Ranking of insurance types by change in degree of concern caused by underlying risks among consumers for whom the risk is relevant, 2007 to 2011. 25
Plot of insurance types by degree of concern caused by underlying risks among consumers for whom the risk is relevant in 2011 versus change in degree of concern from 2007 to 2011 . 26
Plot of relevance of and degree of concern caused by underlying risks among all consumers, 2011 . 28
Ranking of insurance groups by change in degree of concern caused by underlying risks among consumers for whom the risk is relevant, 2007 to 2011. 29
Ranking of insurance types by overall take-up rates among all consumers, 2011 31
Ranking of insurance types by change in overall take-up rates among all consumers, 2007 to 2011 . 33
Plot of insurance types by overall take-up rates among all consumers in 2011 versus change in overall take-up rates from 2007 to 2011 . 34
Ranking of insurance types by overall take-up rates among consumers for whom the underlying risks are relevant, 2011 . 36
Plot of degree of concern caused by underlying risks and overall insurance take-up rates among consumers for whom the underlying risks are relevant, 2011 . 38
Ranking of insurance types by overall take-up rates among consumers for whom the underlying risks are relevant, 2007 to 2011 . 39
Plot of insurance types by overall take-up rates among consumers for whom the underlying risks are relevant in 2011 versus change in overall take-up rates from 2007 to 2011 40
Ranking of insurance types by take-up rates for stand-alone cover among all consumers, 2011 42
Ranking of insurance types by change in take-up rates for stand-alone cover among all consumers, 2007 to 2011 44
Plot of insurance types by stand-alone take-up rates among all consumers in 2011 versus change in stand-alone take-up rates from 2007 to 2011. 45
Ranking of insurance types by take-up rates for stand-alone cover among consumers for whom the underlying risks are relevant, 2011 . 47
Plot of consumers for whom the underlying risks are relevant with stand-alone cover and those within the same group with packaged / substitute cover, 2011 49
Ranking of insurance types by change in take-up rates for stand-alone cover among consumers for whom the underlying risks are relevant, 2007 to 2011 50
Plot of insurance types by stand-alone take-up rates among consumers for whom the underlying risks are relevant in 2011 versus change in stand-alone take-up rates from 2007 to 2011 . 51
3.0 RISK ANALYSIS 52
Children's health: level of concern and degree of relevance to respondents, 2011 . 53
Children's health insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 54
Critical illness: level of concern and degree of relevance to respondents, 2011 55
Critical illness insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 56
Dental expenses: level of concern and degree of relevance to respondents, 2011 57
Dental insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 58
Medical or hospital treatment: level of concern and degree of relevance to respondents, 2011 59
Health / hospital cash plans: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 60
Permanent disability: level of concern and degree of relevance to respondents, 2011 . 61
Long-term income protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 62
Personal accidents: level of concern and degree of relevance to respondents, 2011 . 63
Personal accident insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 64
Medical expenses: level of concern and degree of relevance to respondents, 2011 65
Private medical insurance: respondent penetration rates, 2011 . 66
Sports-related accidents: level of concern and degree of relevance to respondents, 2011 67
Sports accident insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 68
Mortgage payments: level of concern and degree of relevance to respondents, 2011 . 69
Mortgage term life / mortgage payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 71
Loan / car finance payments: level of concern and degree of relevance to respondents, 2011 . 72
Loan payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 73
Credit card payments: level of concern and degree of relevance to respondents, 2011 . 74
Credit card payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 75
Bill payments: level of concern and degree of relevance to respondents, 2011 76
Bill payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 77
Short-term accident or illness: level of concern and degree of relevance to respondents, 2011 78
Short-term income protection insurance (covering accident and / or illness): respondent penetration rates split between stand-alone purchase and packaged cover, 2011 79
Short-term unemployment: level of concern and degree of relevance to respondents, 2011 . 80
Short-term income protection insurance (covering unemployment): respondent penetration rates split between stand-alone purchase and packaged cover, 2011 81
Legal expenses: level of concern and degree of relevance to respondents, 2011 82
Legal expenses insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 84
Accidental damage to or loss or theft of bicycles: level of concern and degree of relevance to respondents, 2011 85
Bicycle insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 86
Accidental damage or defects to furniture: level of concern and degree of relevance to respondents, 2011 . 87
Furniture insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 88
Accidental damage to gardens and accidental damage to or theft of garden plants, equipment or furniture: level of concern and degree of relevance to respondents, 2011 . 89
Garden insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 90
Accidental damage to or loss or theft of glasses or spectacles: level of concern and degree of relevance to respondents, 2011 . 91
Glasses / spectacles insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 92
Accidental damage to or loss or theft of handbags or briefcases: level of concern and degree of relevance to respondents, 2011 . 93
Handbag / briefcase insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 94
Accidental damage to or loss or theft of jewellery: level of concern and degree of relevance to respondents, 2011 . 95
Jewellery insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 96
Inability to attend an event: level of concern and degree of relevance to respondents, 2011 . 97
Missed event / ticket cancellation insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 98
Accidental damage to or loss or theft of mobile gadgets: level of concern and degree of relevance to respondents, 2011 . 99
Mobile gadget insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 100
Accidental damage to or loss or theft of mobile telephones: level of concern and degree of relevance to respondents, 2011 . 101
Mobile telephone insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 102
Accidental damage to or loss or theft of musical instruments: level of concern and degree of relevance to respondents, 2011 . 103
Musical instrument insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 104
Veterinary expenses associated with ownership of pets: level of concern and degree of relevance to respondents, 2011 . 105
Pet insurance: respondent penetration rates split by type of pet cover, 2011 107
Pet insurance: respondent penetration rates split between owners of cats, dogs and other animals, 2011 . 108
Accidental damage to or loss or theft of any kind of high value purchase: level of concern and degree of relevance to respondents, 2011 109
Purchase protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 110
Mechanical or technical defects to audio-visual appliances: level of concern and degree of relevance to respondents, 2011 . 111
Extended warranties for audio-visual appliances: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 112
Mechanical or technical defects to computing devices: level of concern and degree of relevance to respondents, 2011 . 113
Extended warranties for computing devices: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 114
Mechanical or technical defects to kitchen appliances: level of concern and degree of relevance to respondents, 2011 . 115
Extended warranties for kitchen appliances: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 116
Loss or theft of cards, keys or valuable documents: level of concern and degree of relevance to respondents, 2011 . 117
Card protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 118
Identity theft: level of concern and degree of relevance to respondents, 2011 119
Identity protection insurance / assistance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 120
Drainage, plumbing and water supply pipe emergencies or faults: level of concern and degree of relevance to respondents, 2011 121
Drainage / plumbing / water supply pipe insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 123
Electrical emergencies or faults: level of concern and degree of relevance to respondents, 2011 . 124
Electrical emergency and breakdown insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 126
Gas boiler, gas supply pipe or gas central heating emergencies or faults: level of concern and degree of relevance to respondents, 2011 127
Gas boiler / gas supply pipe / gas central heating insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 . 129
Car breakdown: level of concern and degree of relevance to respondents, 2011 . 130
Breakdown recovery insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 132
Mechanical or technical defects to cars: level of concern and degree of relevance to respondents, 2011 . 133
Extended warranties for cars: respondent penetration rates, 2011 134
Financial shortfall associated with ownership of cars: level of concern and degree of relevance to respondents, 2011 . 135
GAP / shortfall protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover, 2011 136
MOT failure: level of concern and degree of relevance to respondents, 2011 . 137
MOT insurance: respondent penetration rates, 2011 138
Punctures or other damage to tyres: level of concern and degree of relevance to respondents, 2011 139
Tyre insurance: respondent penetration rates, 2011 . 140
4.0 SEGMENT ANALYSIS. 141
Children's health: level of concern and degree of relevance split by respondent segment, 2011 . 142
Children's health insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 143
Critical illness: level of concern and degree of relevance split by respondent segment, 2011 144
Critical illness insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 145
Dental expenses: level of concern and degree of relevance split by respondent segment, 2011 146
Dental insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 147
Medical or hospital treatment: level of concern and degree of relevance split by respondent segment, 2011 148
Health / hospital cash plans: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 149
Permanent disability: level of concern and degree of relevance split by respondent segment, 2011 . 150
Long-term income protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 151
Personal accidents: level of concern and degree of relevance split by respondent segment, 2011 . 152
Personal accident insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 153
Medical expenses: level of concern and degree of relevance split by respondent segment, 2011 154
Private health insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 155
Sport-related accidents: level of concern and degree of relevance split by respondent segment, 2011 156
Sports accident insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 157
Mortgage payments: level of concern and degree of relevance split by respondent segment, 2011 . 158
Mortgage life / mortgage payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 159
Loan / car finance payments: level of concern and degree of relevance split by respondent segment, 2011 . 160
Loan payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 161
Credit card payments: level of concern and degree of relevance split by respondent segment, 2011 . 162
Credit card payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 163
Bill payments: level of concern and degree of relevance split by respondent segment, 2011 164
Bill payment protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 165
Short-term accident or illness: level of concern and degree of relevance split by respondent segment, 2011 166
Short-term income protection insurance (covering accident and / or illness): respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 167
Short-term unemployment: level of concern and degree of relevance split by respondent segment, 2011 . 168
Short-term income protection insurance (covering unemployment): respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 169
Legal expenses: level of concern and degree of relevance split by respondent segment, 2011 170
Legal expenses insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 171
Accidental damage to or loss or theft of bicycles: level of concern and degree of relevance split by respondent segment, 2011 172
Bicycle insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 173
Accidental damage or defects to furniture: level of concern and degree of relevance split by respondent segment, 2011 174
Furniture insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 175
Accidental damage to gardens and accidental damage to or theft of garden plants, equipment or furniture: level of concern and degree of relevance split by respondent segment, 2011 176
Garden insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 177
Accidental damage to or loss or theft of glasses or spectacles: level of concern and degree of relevance split by respondent segment, 2011 . 178
Glasses / spectacles insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 179
Accidental damage to or loss or theft of handbags or briefcases: level of concern and degree of relevance split by consumer, 2011 segment, 2011 . 180
Handbag / briefcase insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 181
Accidental damage to or loss or theft of jewellery: level of concern and degree of relevance split by respondent segment, 2011 182
Jewellery insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 183
Inability to attend an event: level of concern and degree of relevance split by respondent segment, 2011 . 184
Missed event / ticket cancellation insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 185
Accidental damage to or loss or theft of mobile gadgets: level of concern and degree of relevance split by respondent segment, 2011 186
Mobile gadget insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 187
Accidental damage to or loss or theft of mobile telephones: level of concern and degree of relevance split by respondent segment, 2011 . 188
Mobile telephone insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 189
Accidental damage to or loss or theft of musical instruments: level of concern and degree of relevance split by respondent segment, 2011 . 190
Musical instrument insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 191
Veterinary expenses associated with ownership of pets: level of concern and degree of relevance split by respondent segment, 2011 192
Pet insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 193
Accidental damage to or loss or theft of any kind of high value purchase: level of concern and degree of relevance split by respondent segment, 2011 194
Purchase protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 195
Mechanical or technical defects to audio-visual appliances: level of concern and degree of relevance split by respondent segment, 2011 . 196
Extended warranties for audio-visual appliances: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 197
Mechanical or technical defects to computing devices: level of concern and degree of relevance split by respondent segment, 2011 198
Extended warranties for computing devices: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 199
Mechanical or technical defects to kitchen appliances: level of concern and degree of relevance split by respondent segment, 2011 200
Extended warranties for kitchen appliances: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 201
Loss or theft of cards, keys or valuable documents: level of concern and degree of relevance split by respondent segment, 2011 202
Card protection insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 203
Identity theft: level of concern and degree of relevance split by respondent segment, 2011 204
Identity theft insurance / assistance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 205
Drainage, plumbing or water supply pipe emergencies or faults: level of concern and degree of relevance split by respondent segment, 2011 . 206
Drainage / plumbing / water supply pipe insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 207
Electrical emergencies or faults: level of concern and degree of relevance split by respondent segment, 2011 208
Electrical emergency and breakdown insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 209
Gas boiler, gas supply pipe or gas central heating emergencies or faults: level of concern and degree of relevance split by respondent segment, 2011 210
Gas boiler / gas supply pipe / gas central heating insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 . 211
Car breakdown: level of concern and degree of relevance split by respondent segment, 2011 . 212
Breakdown recovery insurance: respondent penetration rates split between stand-alone purchase and packaged cover and by respondent segment, 2011 213
Mechanical or technical defects to cars: level of concern and degree of relevance split by respondent segment, 2011 214
Extended warranties for cars: respondent penetration rates split between stand-alone purcha
To order this report:Insurance Industry: Risk Metrics: Consumer Concern for and Acquisition of Insurance for Everyday Risks in the UKMore
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Industry Analysis and InsightsNicolas Bombourg
Reportlinker
Email: nbo@reportlinker.com
US: (805)652-2626
Intl: +1 805-652-2626
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