HACKENSACK, N.J., June 20, 2016 /PRNewswire/ -- Now residents of Texas can quickly and easily compare car insurance rates to see who will give them the best deal.
Just because everything is bigger in Texas doesn't mean that car insurance costs have to be bigger also. Residents of the state now have a way to make sure their insurance bills aren't as big as the state's attractions or reputation.
The best way to reduce insurance costs is to view rates from a few insurers and then see which one has the lowest price.
And Virtual Car Insurer helps people start their comparison of companies online by listing the top rated firms in the state.
According to VCI, the average auto insurance premium in Texas is a little over $1,000. So that's something residents can compare their quotes to.
There are 2 other ways people can save money on their insurance when living in the Lone Star state. Besides comparing rates from company to company, they can also qualify for discounts offered by many insurers.
Being a good driver is yet another way people can bring their costs down.
In VCI's insurance guide, they show consumers how to pull off all 3 so they can save as much as possible.
The guide also informs people of what the minimum Texas car insurance requirements are and how to stay in full compliance with the local laws.
Consumers can learn more at http://www.virtualcarinsurer.com/texas.html
The following policy limits are the state minimums that residents need to have:
$25,000 property damage
$30,000 bodily injury per person
$60,000 bodily injury per accident
This means that insurance coverage such as uninsured or underinsured motorist, personal injury protection and medical payment coverage is not required. While it may be mandatory in other states, it is not compulsory in Texas to have more coverage than the amounts listed above.
This means that if someone doesn't want to have more than liability insurance, they are not obligated to buy it.
Virtual Car Insurer advises consumers to examine whether they are paying for auto insurance they don't really need, especially if they are driving an older vehicle where they have previously been paying insurance premiums that rival the value of the car.
Their online guide explains the different types of insurance coverage available to residents in Texas.
Discounts are another way to save money on auto insurance in Texas says Joe Hanlon, company representative. "If someone has a good driving record, they may qualify for discounts on their premium which can add up to big savings."
"All people have to do is ask their company rep what type of discounts are offered." The company representative will be able to give someone the full rundown of further discounts they may qualify for in order to reduce premiums even further.
To visit the company site: http://www.virtualcarinsurer.com/
Another subject covered in their insurance guide is what consumers can do if their company goes out of business while they have a policy with them. This is extremely important to know in case a claim needs to be filed.
Virtual Car Insurer
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SOURCE Virtual Car Insurer